Make the most of Virgin Points and lounge access with the Virgin Atlantic Reward Plus Credit Card in the UK
Stretch every £1 into 1.5 Virgin Points with the Virgin Atlantic Reward Plus credit card, pocket a 15,000-point welcome bonus and relax in Virgin Atlantic lounges across the UK while factoring in the £160 annual fee
Why the Virgin Atlantic Reward Plus Credit Card stands out
The Virgin Atlantic Reward Plus Credit Card is built for UK travellers who want to squeeze extra value from everyday spending. With 1.5 Virgin Points per £1 on most purchases and double points on Virgin flights and Virgin Holidays, the card turns routine spend into meaningful rewards.
Cardholders also get a welcome bonus — 15,000 Virgin Points after the first purchase — which gives new users a head start towards reward flights or cabin upgrades. For frequent flyers based at Heathrow, Gatwick or Manchester, the combination of points and perks makes this card especially attractive.
How to earn and spend Virgin Points effectively
Every pound you charge yields Virgin Points, and the Reward Plus version increases earning power compared with entry-level options, making it easier to accumulate enough points for short-haul return flights or a contribution to long-haul redemptions. Targeting Virgin-flown legs or Virgin Holidays bookings maximises returns thanks to the double-point bonus on those purchases.
Redeem points for flights, upgrades, or hotel and holiday bookings via Virgin’s rewards portal; planning ahead stretches the value of each point. If you regularly fly premium cabins, combining points with occasional cash top-ups can unlock higher-class experiences without breaking the bank.
Lounge access, connectivity and travel comforts
One of the most tangible benefits is consistent lounge access — a genuine advantage when transiting busy UK airports or enjoying a layover abroad. Reward Plus cardholders get entry to Virgin Atlantic lounges where available, plus complimentary Boingo Wi-Fi to stay productive before boarding.
Access to lounges and quieter boarding areas saves time and stress on travel days, which is often worth a chunk of the £160 annual fee for avid travellers. Consider how often you’d use lounge access and in-flight upgrades to decide whether the lifestyle uplift justifies the cost.
Costs, eligibility and smart tips to apply
There’s a £160 annual fee and a representative APR that makes it essential to clear the balance monthly; the card rewards are designed for those who pay in full and avoid interest. To unlock additional perks like a companion ticket or upgrade you’ll need to spend around £10,000 a year, so assess whether your household outgoings hit that mark before applying.
Use the Virgin Money Card Checker to check eligibility without affecting your credit score and manage the account via the Virgin Money app for easy tracking of Virgin Points and benefits. If you frequently fly with Virgin Atlantic, the Reward Plus card can transform routine spend into premium travel perks — apply only when the benefits align with your travel habits and budget.