Access Private Bank Black Credit Card Benefits Nigerians Crave: Visa Infinite Travel, Lounges and MedicAir

Exclusive privileges for Nigeria’s elite

The Access Private Bank Black Credit Card is Access Bank’s invitation-only offering for high-net-worth Nigerians who want Visa Infinite status and elevated credit power. Cardholders enjoy higher spending limits and global acceptance, making it a go-to payment tool for frequent travellers from Lagos to London.

Beyond limits, the card signals prestige: priority treatment, a dedicated relationship manager and tailored concierge services. For Nigerians who value time and discretion, the Access Private Bank Black Credit Card delivers elite banking with local understanding and international reach.

Travel benefits, lounges and insurance that matter

Visa Infinite travel perks include complimentary lounge access at major airports, travel concierge and purchase protection that covers online shopping risks. Whether you’re flying out of Murtala Muhammed International or connecting through Heathrow, lounge access and fast-track services make journeys smoother.

Comprehensive travel insurance covers medical emergencies, lost baggage, emergency cash and card replacement overseas, plus car rental collision waivers. These protections are structured to reflect the realities of Nigerians who travel for business and leisure, reducing out-of-pocket risk in foreign currencies.

MedicAir and medical evacuation across West Africa

A standout feature is MedicAir support managed in partnership with De Flight Medics Nigeria Limited – a recognised air ambulance operator in West Africa. The Access Private Bank Black Credit Card provides access to medical evacuation, air ambulance transfers and urgent medical repatriation when standard care isn’t available locally.

All approved evacuation and emergency treatment costs covered by the card’s benefits mean peace of mind for families and executives travelling across Nigeria and the region. For expatriates and Nigerians alike, the MedicAir service turns a frightening medical event into a handled process with professional coordination.

Security, digital banking and how to apply

Security features include chip-and-PIN, multi-factor authentication for internet and mobile banking, and real-time transaction alerts to detect fraud swiftly. Integration with Access Bank’s mobile app ensures you manage limits, view rewards and contact 24/7 support from Lagos or Abuja in naira or foreign transaction contexts.

Applying is straightforward for eligible clients: identity documents, proof of residence and financials submitted via private banking channels or internet banking. Because the Access Private Bank Black Credit Card is invitation-only, relationship managers typically approach qualifying customers, ensuring a discreet onboarding process.